Collecting with Confidence™

Debtor Days Calculator

Calculator inputs

Choose a monthly or annual calculation.

Client details
Trade receivables at the calculation date.
Enter actual days in the month, or use 30.
Branding for client report
PDF options
Include client-friendly summaryAdd plain-English wording for the client.
Include adviser insightsAdd prompts and service opportunities.

Results dashboard

Use live with a client, then print the branded report.

Current debtor days
48.0
days on average
Significant Cashflow Opportunity
MethodMonthly
Target30 days
Difference18.0 days
Cash back$30,000

What If? Cashflow Opportunity

Move the slider to explore improved collection times.

Cash back into the business$21,667
1525354560
Selected target35 days
Reduction13.0 daysImprovement27.1%
What this means
Calculation methodology
ABC Bookkeeping Ltd

Debtor Days Calculator Report

Prepared for XYZ Building Limited

Current debtor days
Cash at target
What If target
What If cash opportunity
Client-friendly summary

Adviser Insights & Opportunities

Cashflow conversation

Potential quick wins

  • Review invoice timing and accuracy.
  • Introduce pre-due-date reminders.
  • Run a weekly debtor review.
  • Consider deposits or progress claims.

Recommended next step

Potential advisory opportunities

  • Debtor management support
  • Payment term review
  • Cashflow forecasting
  • Automation and reminder workflows
  • Accounts receivable reporting
  • Team process training
Part of the Collecting with Confidence™ toolkit developed by My Two Cents Accounting & Advisory.